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5/3 Sees Anti-Foreclosure Efforts Paying Off

“Fifth Third Bancorp said Thursday it’s given more than a third of eligible struggling homeowners permanent loan modifications under a federal government anti-foreclosure program.

Almost 35 percent of trial plans started have been converted to permanent loan modifications – compared to a national average of 7.4 percent for all lenders and servicers under the federal Home Affordable Modification Program.”

5/3 is well ahead of the national average for trying to work out loan-modifications.  But they are still seeing 2/3 of their loans continuing on in default and eventually foreclosure.

Given the national rate for this program is an abysmal 7.4%, whatever 5/3 is doing to work with their loans that are in default, should possibly take some lessons from 5/3.  If the bank wants to make the anti-foreclosure program work, they can.

Read the rest of the article.

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